Check out the FAQs to learn more about our no-cosigner student loans.  |  Click here to earn a $200 Amazon gift card for referring a friend to Funding U!

Am I eligible for a no-cosigner student loan?

LOAN ELIGIBILITY: Must be a U.S. citizen, permanent resident, or DACA recipient over the age of 18. Must be enrolled as full-time undergraduate student in a bachelor’s degree program at an eligible four-year, not-for-profit college.

Funding U has minimum GPA and graduation rate thresholds for borrowers and institutions depending on your class year.

We do lend to freshmen, but due to the fact that underclassmen lack a strong college academic history, it is more difficult to be approved. Eligibility is based on your high school academics and other merit-based factors.

We currently only offer student loans for undergraduate students. We do not offer loans for graduate school at this time.

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