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I forgot my username/password.

If you have previously started a loan application, your username is the email address you provided. Funding U does not use passwords. 

To log in and continue a loan application or start a new application:

  1. Click “Sign In”
  2. Enter your email address
  3. Check your email and click the magic link to securely sign in

If you are an existing borrower checking on your funded loan, please visit scratch.fi to log in to your online loan account.

If you are having trouble with anything, please email us at [email protected] 


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