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What if I have poor credit, bad credit, or no credit history?
At Funding University we believe that you are more than your credit score.  Most undergraduate students have not had a chance to establish a credit history. Our loan decisions are based primarily on your academic achievements, work experience, and career path. Yet we do utilize a "soft pull" credit check for students seeking to get pre-approved for a loan.  If you have documented credit issues (missed payments, collection items, charge offs, etc.), these will negatively impact your chances to be pre-approved for a loan.

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