Let your hard work cosign for you

You’re working hard. You’re determined to succeed. Funding U No Cosigner Student Loans are built for students like you. A responsible path for academically-driven students without a cosigner.

Check eligibility in just a few minutes with no impact to your credit score.

Merit-based approval

No cosigner required

1,450+ partner schools

DACA recipients welcome

Full-time undergrads

How we're different:

We'll never ask for a cosigner, ever.

We mean it. Unlike traditional lenders, we fund you – not your parents. We focus on what you’ve achieved and where you’re going rather than your family’s finances.

Merit-Based

Our No Cosigner Student Loans support academically-driven students without access to a cosigner. We look at academic performance, progress toward graduation, and other signs a student is on track – resulting in a 90%+ graduation rate.

Mission Focused

Our mission is simple – expand access to education in a responsible way. More than 95% of traditional student loans require a cosigner – leaving out some of the most driven students.

Their words, not ours.

After all the banks rejected me because I didn’t have a cosigner, I thought I was going to have to drop out just short of getting my degree. Funding U stepped in when I needed a loan to finish college. I graduated thanks to Funding U.

Katie

Emory University

What I like most about Funding U is the honesty and the directness. The interest rate is fixed, there are no surprise fees, and there’s always a real person on the phone you can talk to.

Zachary

University of Central Florida

Funding U is an excellent option for students who are looking to pay for college and need to do so quickly. Within days of submitting my application, I was able to pay for the needed courses and get back to studying. College can be stressful, but financing shouldn’t be one of those stresses.

Rock

University of Florida

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