At Funding U we believe that high-achieving college students – regardless of family income - deserve the resources needed to complete their degree and get started on their career goals.
Young consumers - particularly those who grew up in low- or moderate-income households - are shut out by the bank requirements for co-signers and/or income.
We started Funding U to provide a loan that students can get on their own, based on hard work, tenacity, and focus - not based on the income level or credit score of a loan cosigner. We wish no one needed student loans. But, in a world in which college costs are high, financial aid is limited, federal loans have small caps, and banks won’t provide loans without a cosigner, we chose to offer a solution.
We love technology, value human honesty and ‘real’ answers, and we always want feedback. But, most of all, we are honored to be part of our borrowers’ journeys towards their academic goals and professional dreams.
LOAN ELIGIBILITY: Must be a US citizen or permanent resident, age 18 or over. Must be enrolled as a full-time undergraduate student in a bachelor’s degree program at a Title IV-eligible four year college (for-profit schools not eligible).
LOAN AVAILABILITY - Residents of the following states are eligible for 2022-2023 loans:
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, and Wisconsin.
Terms and conditions vary by state.
DISCLAIMER: Offered terms are subject to change. Loans are made by Funding University which is a for-profit enterprise. Funding University is not affiliated with the school you are attending or any other learning institution. None of the information contained in Funding University's website constitutes a recommendation, solicitation or offer by Funding University or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.
NMLS #1819881 | www.nmlsconsumeraccess.org | Funding University, Inc.