Merit-Based Student Loans Without a cosigner

Student lending, done differently

  • Merit-based approval for academically-driven students.
  • Built for students traditional lenders leave behind.
  • Completion focus – Our borrowers graduate above 90%.
  • A responsible option to expand access to your students.

Let's learn about each other.

There are several options to collaborate and learn more about Funding U and how we can work together to help the driven students on your campus that likely don’t have access to traditional credit-based lending. 

Our students are far from average, but here’s what their averages reveal.

Funding U would love to be added to your school’s lender list on ELMSelect or FastChoice. To learn more, please reach out to Alan, our school representative, by scheduling a quick call or emailing us.

Certification

ELM
ScholarNet
Manual (Email)

Disbursement

ELM NDN
Great Lakes CDS
EFT
Paper Check

Learn more about Funding U

FUNDING U

2025 Annual Impact Report

Closing the Last-Dollar Gap in Higher Education

Before you apply:
Applications for the 2025-26 are now closed.