How can parents be involved in the loan process?

We recognize that financing your education is a big decision, and while our loans don’t require a cosigner, we encourage parental or trusted adult support.

Here’s what you need to know about Funding U:
– We offer non-cosigned loans, with the student as the borrower
– Parental credit history or financial situations don’t affect the student application review
– We’re only authorized to discuss pre-qualification, applications, and loan details directly with the student applicant
– Funds disburse directly to the eligible school

Borrowers can authorize a trusted individual to discuss loan details on their behalf by requesting the 3rd Party Authorization form via email at info@funding-university.com.

FUNDING U

2025 Annual Impact Report

Closing the Last-Dollar Gap in Higher Education

Before you apply:
Applications for the 2025-26 are now closed.