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FAQs:

Who can borrow?

LOAN ELIGIBILITY: Must be a US citizen or permanent resident over the age of 18. Must be enrolled as full-time undergraduate student in a bachelor’s degree program at an eligible four year college (for- profit schools not eligible).  

Funding U has minimum GPA and graduation rate thresholds for borrowers and institutions depending on the student's class year. The chart below shows the minimum GPA and school graduation rate eligibility requirements.

Senior
  • 2.5 Minimum GPA
  • 50% Minimum School 6-Year Graduation Rate 
Junior
  • 2.75 Minimum GPA
  • 50% Minimum School 6-Year Graduation Rate 
Sophomore
  • 3.0 Minimum GPA
  • 90% Minimum School 6-Year Graduation Rate 
Freshmen
  • 3.5 Minimum (High School) GPA
  • 90% Minimum School 6-Year Graduation Rate 

We use https://nces.ed.gov/ipeds/ as our graduation rate data resource.


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LOAN ELIGIBILITY: Must be a US citizen or permanent resident, age 18 or over. Must be enrolled as a full-time undergraduate student in a bachelor’s degree program at a Title IV-eligible four year college (for-profit schools not eligible).
LOAN AVAILABILITY - Residents of the following states are eligible for 2020-2021 loans: Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Maryland, Massachusetts, Michigan, Missouri, Nebraska, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Vermont, Virginia, West Virginia, and Wisconsin. Terms and conditions vary by state.
DISCLAIMER: Offered terms are subject to change. Loans are made by Funding University which is a for-profit enterprise. Funding University is not affiliated with the school you are attending or any other learning institution. None of the information contained in Funding University's website constitutes a recommendation, solicitation or offer by Funding University or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

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