LOAN ELIGIBILITY: Must be a U.S. citizen, permanent resident, or DACA recipient over the age of 18. Must be enrolled as full-time undergraduate student in a bachelor’s degree program at an eligible four-year, not-for-profit college.
Funding U has minimum GPA and graduation rate thresholds for borrowers and institutions depending on your class year.
We do lend to freshmen. Eligibility is based on your high school academics, general college statistics (ex: the 4-year graduation rate of your school), and other merit-based factors.
We currently only offer student loans for undergraduate students. We do not offer loans for graduate school at this time.