Check out the FAQs to learn more about our no-cosigner student loans.  |  Click here to earn a $200 Amazon gift card for referring a friend to Funding U!

Am I eligible for a no-cosigner student loan?

LOAN ELIGIBILITY: Must be a U.S. citizen, permanent resident, or DACA recipient over the age of 18. Must be enrolled as full-time undergraduate student in a bachelor’s degree program at an eligible four-year, not-for-profit college.

Funding U has minimum GPA and graduation rate thresholds for borrowers and institutions depending on your class year.

We do lend to freshmen. Eligibility is based on your high school academics and other merit-based factors.

We currently only offer student loans for undergraduate students. We do not offer loans for graduate school at this time.

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