Check out the FAQs to learn more about our no-cosigner student loans. | Click here to earn a $200 Amazon gift card for referring a friend to Funding U!

FAQs:

Am I eligible for a no-cosigner student loan?

LOAN ELIGIBILITY: Must be a U.S. citizen, permanent resident, or DACA recipient over the age of 18. Must be enrolled as full-time undergraduate student in a bachelor’s degree program at an eligible four-year, not-for-profit college.

Funding U has minimum GPA and graduation rate thresholds for borrowers and institutions depending on your class year.

We do lend to freshmen. Eligibility is based on your high school academics, general college statistics (ex: the 4-year graduation rate of your school), and other merit-based factors.

We currently only offer student loans for undergraduate students. We do not offer loans for graduate school at this time.

LOAN ELIGIBILITY: Must be a US citizen or permanent resident, age 18 or over. Must be enrolled as a full-time undergraduate student in a bachelor’s degree program at a Title IV-eligible four year college (for-profit schools not eligible).
LOAN AVAILABILITY - Residents of the following states are eligible for 2021-2022 loans: Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Maryland, Massachusetts, Michigan, Missouri, Nebraska, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Vermont, Virginia, West Virginia, and Wisconsin. Terms and conditions vary by state.
DISCLAIMER: Offered terms are subject to change. Loans are made by Funding University which is a for-profit enterprise. Funding University is not affiliated with the school you are attending or any other learning institution. None of the information contained in Funding University's website constitutes a recommendation, solicitation or offer by Funding University or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.
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