Check out the FAQs to learn more about our no-cosigner student loans.  |  Click here to earn a $200 Amazon gift card for referring a friend to Funding U!

Am I eligible for a no-cosigner student loan?

To be eligible for a Funding U loan, you must be:
  • A U.S. citizen, permanent resident, or DACA recipient
  • A full-time undergraduate student at one of our 1460+ eligible partner colleges in the US
  • Over the age of 18

Funding U has minimum GPA and graduation rate thresholds for all borrowers depending on your college and class year.

While we do lend to all grade levels, eligibility requirements are more strict for Underclassmen, as they typically have lesser college academic history. Freshman eligibility is assessed more heavily on high school academic performance.

We currently only offer student loans for undergraduate students. We do not offer loans for graduate school at this time.

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