What if I was pre-approved but my need has changed?

We understand that plans change. If your loan has already been funded, please connect with your school ASAP to return any excess loan funds to us or simply make a payment toward your loan through the servicer, Launch.
Keeping unneeded funds for future semesters may affect your ability to receive financial aid and impact your approval chances for future loans.

If you have not yet been approved, but want to change your loan amount, please contact us right away. Once you have signed your loan documents, all change requests must come directly from your school.
Keep in mind, changing your loan amount may affect your eligibility. Additionally, Funding U loans are certified by your school, so your final loan amount may differ from your approved amount based on what need your school confirms.

FUNDING U

2025 Annual Impact Report

Closing the Last-Dollar Gap in Higher Education

Before you apply:
Applications for the 2025-26 are now closed.