See our latest Coronavirus Updates.
Who can borrow?
LOAN ELIGIBILITY: Must be a US citizen or permanent resident over the age of 18. Must be enrolled as full-time undergraduate student in a bachelor’s degree program at an eligible four year college (for- profit schools not eligible).  

Funding U has minimum GPA and graduation rate thresholds for borrowers and institutions depending on the student's class year. The chart below shows the minimum GPA and school graduation rate eligibility requirements.

Senior
  • 2.5 Minimum GPA
  • 50% Minimum School 6-Year Graduation Rate 
Junior
  • 2.75 Minimum GPA
  • 50% Minimum School 6-Year Graduation Rate 
Sophomore
  • 3.0 Minimum GPA
  • 90% Minimum School 6-Year Graduation Rate 
Freshmen
  • 3.5 Minimum (High School) GPA
  • 90% Minimum School 6-Year Graduation Rate 

We use https://nces.ed.gov/ipeds/ as our graduation rate data resource.


Return to FAQ