Resources
 
How it Works
FAQ
APPLY NOW

FAQs:

What are the steps in the loan application process?

Step 1: Eligibility

  • Apply to see if you’re eligible for a Funding U loan

Step 2: Pre-Approval

  • Confirm your needed loan amount
  • Upload required documents
  • Submit for review

Step 3: Application Review/Underwriting

  • Keep an eye on your portal and email for additional information requests

Step 4: Approval

  • Receive your loan offer and sign loan documents once ready to move forward
    All Freshmen and other students as needed will be required to meet with a Loan Advisor prior to approval


Step 5: Certification

  • Details are sent to your school for their final approval
  • Disbursements are scheduled and dates are provided to you

Return to FAQ
Funding U
About Us | Jobs | Privacy Policy | Terms of Service | E-Consent | Compliance | Our Loans | For Schools | PEL Disclosure

LOAN ELIGIBILITY: Must be a US citizen or permanent resident, age 18 or over. Must be enrolled as a full-time undergraduate student in a bachelor’s degree program at a Title IV-eligible four year college (for-profit schools not eligible).
LOAN AVAILABILITY - Residents of the following states are eligible for 2025-2026 loans: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, and Wisconsin. Terms and conditions vary by state.
DISCLAIMER: Offered terms are subject to change. Loans are made by Funding University which is a for-profit enterprise. Funding University is not affiliated with the school you are attending or any other learning institution. None of the information contained in Funding University's website constitutes a recommendation, solicitation or offer by Funding University or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.
NMLS #1819881 | www.nmlsconsumeraccess.org | Funding University, Inc.

© 2025 Funding U, Inc. All rights reserved. 309 East Paces Ferry Rd. NE Suite 400, Atlanta, GA 30305