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FAQs:

What are the steps in the loan application process?

Step 1: Eligibility

  • Apply Now to see if you’re eligible for a loan. 

Step 2: Pre-Approval

  • Confirm your need
  • Upload docs
  • Submit your app

Step 3: Application Review/Underwriting

  • Keep an eye on your portal for additional information requests

Step 4: Approval

  • Hold a Loan Advisor call *Required for all freshman and other grade levels as needed per Underwriting
  • Receive your loan offer and documents to sign

Step 5: Certification

  • Loan details are sent to your school for the final approval
  • Disbursement dates are confirmed and scheduled
 

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LOAN ELIGIBILITY: Must be a US citizen or permanent resident, age 18 or over. Must be enrolled as a full-time undergraduate student in a bachelor’s degree program at a Title IV-eligible four year college (for-profit schools not eligible).
LOAN AVAILABILITY - Residents of the following states are eligible for 2023-2024 loans: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, and Wisconsin. Terms and conditions vary by state.
DISCLAIMER: Offered terms are subject to change. Loans are made by Funding University which is a for-profit enterprise. Funding University is not affiliated with the school you are attending or any other learning institution. None of the information contained in Funding University's website constitutes a recommendation, solicitation or offer by Funding University or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.
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