What are the steps in the loan application process?

Step 1: Eligibility
Apply to see if you’re eligible for a Funding U loan

Step 2: Pre-Approval
– Confirm your needed loan amount
– Upload required documents
– Submit for review

Step 3: Application Review/Underwriting
– Keep an eye on your portal and email for additional information requests

Step 4: Approval
– Receive your loan offer and sign loan documents once ready to move forward
– All Freshmen and other students as needed will be required to meet with a Loan Advisor prior to approval

Step 5: Certification
– Details are sent to your school for their final approval
– Disbursements are scheduled and dates are provided to you

FUNDING U

2025 Annual Impact Report

Closing the Last-Dollar Gap in Higher Education

Before you apply:
Applications for the 2025-26 are now closed.