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  • Check out the FAQs to learn more about our no-cosigner student loans. | Click here to earn a $200 Amazon gift card for referring a friend to Funding U!

What are the steps in the loan application process?

Step 1: Eligibility

  • Apply Now to see if you’re eligible for a loan. 

Step 2: Pre-Approval

  • Confirm your need
  • Upload docs
  • Submit your app

Step 3: Application Review/Underwriting

  • Keep an eye on your portal for additional information requests

Step 4: Approval

  • Hold a Loan Advisor call *Required for all freshman and other grade levels as needed per Underwriting
  • Receive your loan offer and documents to sign

Step 5: Certification

  • Loan details are sent to your school for the final approval
  • Disbursement dates are confirmed and scheduled
 

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